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Referral Partners

Embed debt collection into your SaaS platform with the Referral Partner API.

Overview​

The Referral Partner API enables platforms to offer debt collection as a native feature. Onboard your clients as Debitura creditors, submit cases on their behalf, and earn revenue on successful collections—all through a white-labeled experience.

Use this track if you are: A SaaS platform (accounting software, invoicing tool, ERP) looking to add debt collection capabilities.

What You Can Build​

  • Seamless client onboarding — Create Debitura accounts for your users programmatically
  • In-app case submission — Let users send invoices to collection without leaving your platform
  • White-label experience — Custom branding on all user-facing flows
  • Revenue tracking — Monitor earnings and attribution via reporting endpoints

How It Works​

  1. User clicks "Send to Collection" — In your app, on an overdue invoice
  2. You onboard them — First-time users complete a white-labeled signup (SDCA signing)
  3. You submit the case — Call the Customer API with a bearer token for attribution
  4. Collection happens — Debitura's partner network handles recovery
  5. You earn revenue — 50% of Debitura's platform fee on every successful collection

No operational burden. Your users get professional debt collection. You earn passive revenue. You also get a Partner Dashboard to track cases, earnings, and clients in real time.

Authentication Model​

You authenticate with an API key, then mint short-lived bearer tokens scoped to individual clients. Cases submitted with bearer tokens are automatically attributed to your partnership.

  • New clients: POST /clients → Onboarding flow → Bearer token
  • Existing clients: POST /access-tokens → Bearer token → Submit cases

Documentation​

Getting Started​

API credentials, authentication flows, and onboarding your first client.

Integration Guides​

Client onboarding workflows, token management, and webhook integration.

Concepts​

Attribution model, white-label customization, and revenue recognition.

Troubleshooting​

Common issues and debugging guidance.

Case Management​

After onboarding a client, you use the Customer API to submit and manage cases. The Customer API is shared with direct clients—referral partners authenticate with bearer tokens for attribution.

API Reference​